1st Constitution Bank

1st Constitution Bank offers several options for savings accounts. Any product you choose will help in maintaining a long-lasting financial relationship.

1st Choice Super Savings
Monthly minimum balance fee if the balance
falls below $10,000 any day of the month…………………… $20.00
* New accounts only Minimum balance of $10,000 to open.
The introductory rate may change at any time
and will apply to balances of $10,000 or more.
Balances under $10,000 earn .50% APY. This is a Variable Rate account. Fees may reduce earnings.

Statement Savings
Monthly minimum balance fee if the balance
Falls below $200 any day of the month ……………………………. $ 5.00

There will be a charge of $10.00 per item for excessive transfers from this account that exceed the regulatory limit of six (6) per statement cycle.

Email or call:
609.655.4500

Kids 1st Savings

Personal Checking

Personal Savings

Personal CD's

Personal Loans

Call 1st

ATM/Debit Cards

IRA Accounts

Deposits at FDIC insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014 the standard insurance amount will return to $100,000 per depositor for all account categories except for IRA's and other certain retirement accounts will remain at $250,000. (This supersedes the October 2, 2008 changes.) 1st Constitution Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Equal Opportunity Housing Lender

Privacy Act

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IMPORTANT INFORMATION ABOUT PROCEDURES

FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.