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New and Improved ONLINE BANKING and ONLINE BILL PAYMENT!

View Images of your checks online!

In an on-going effort to provide our customers with the highest levels of service capabilities, 1st Constitution Bank is proud to announce a new and improved Online Banking and Bill Payment system.

Online Banking. This new system offers many new and exciting advantages. The new system is integrated into our bank master database, so transactions that are performed on the Internet and at any 1st Constitution branch office will be reflected in account balances immediately. Transaction history and checks that have cleared will be shown without any processing delays. In addition to obtaining account balances you will be able to view images of your checks, verify checks paid, transfer funds, make loan payments, and even place stop payments through any Internet-capable PC. The system also provides for the capability to export financial data in a number of standard data formats, as well as into most financial management software packages or applications such as Quicken, Quick Books and Microsoft Money.

Online Bill Payment. 1st Constitution Bank offers you the Online Bill Payment System provided by CheckFree, the recognized leader of online bill payments. We know that you will enjoy the added services that will be available to you such as e-bill where, if you choose to do so, merchants and others that you have accounts with can send billing directly to your 1st Constitution Bank online bill payment account instead of being mailed.

NOTE: Since the security of your account information is 1st Constitution Bank's highest priority, we require that you use a browser that supports 128-bit encryption. Internet Explorer versions 7 and higher have this security feature built-in.



 


You may contact us during regular business hours at 1-609-578-4420

 

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

1st Constitution Bank is participating in the FDIC's Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. The temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing checking account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking account or demand deposit accounts that may earn interest, NOW accounts, money market deposit accounts, and Interest on Lawyer Trust Accounts (IOLTA’s).

Funds that are automatically transferred, or “swept” from a noninterest-bearing transaction account to another account that does not qualify as a noninterest-bearing account will no longer be fully covered under the Transaction Account Guarantee Program (TAGP).

Equal Opportunity Housing Lender

Privacy Act

Equal Housing Lenders. 1st Constitution Bank is a member FDIC. © 2000 1st Constitution Bancorp. All Rights Reserved.


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IMPORTANT INFORMATION ABOUT PROCEDURES

FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.