Retail Loan Rates

Automobile 2010 and Newer - (Up to 72 months)
Up to 100% financing of the vehicle not including tax, tags, or other programs purchased. May include 2010 and Newer models.

6.50%* APR

 
Automobile - 2005-2009 (Used) (Up to 60 Months)
Up to 100% financing of the NADA Loan Value

6.75%* APR

 

Fixed Home Equity

80% LTV (up to 15-year amortization)
Type
APR*
Discounted APR*
1 to 5 years
5.75%
5.50%*

6 to 7 years

6.25%

6.00% *

7 to 10 years

6.25%

6.00% *

11 to 15 years

6.60%

6.35% *

 

Revolving Home Equity*
80% LTV (20 year amortization)
New York City Prime **
Minus 1% floating
with auto deduction
New York City Prime **
plus 0% floating
without auto deduction

Floor rate of 5.0%

* Automatic debit from a 1st Constitution Bank account (.25% discount on rate)

* Annual Percentage Rates (APRs) shown in the new car example are for a minimum loan amount of $10,000 includes auto charge. APRs for a new car loans may range from 6.50% to 8.74% APR, and is based on an evaluation of your credit application. Other rates and terms available. Rates and programs are subject to change without notice.

* Annual Percentage Rates (APRs) shown in the used car example are for a minimum loan amount of $10,000 includes auto charge. APRs for a used car loans may range from 6.75% APR to 9.24%, and is based on an evaluation of your credit application. Other rates and terms available. Rates and programs are subject to change without notice.

**(as published in the Wall Street Journal Rate Table)

 

Email or call:
609.655.4500

Deposits at FDIC insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014 the standard insurance amount will return to $100,000 per depositor for all account categories except for IRA's and other certain retirement accounts will remain at $250,000. (This supersedes the October 2, 2008 changes.) 1st Constitution Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Equal Opportunity Housing Lender

Privacy Act

Equal Housing Lenders. 1st Constitution Bank is a member FDIC. © 2000 1st Constitution Bancorp. All Rights Reserved.


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