1st Constitution Bancorp, based in Cranbury, New Jersey, is the holding company for 1st Constitution Bank. Established in 1989, 1st Constitution Bank believes Community Banking and the consumer represent important aspects of business, being the driving force for core deposits growth and the basis for a substantial portion of our lending activities. 1st Constitution Bank delivers a fundamental approach to small business banking, commercial and residential mortgage origination and retail banking focused on personal service, technological support and innovative customer centered products. This approach is facilitated by the dedicated employees at each of its 11 branch offices located throughout central New Jersey. 1st Constitution assets reached a year-end high of $546 million in 2008, signifying a record year for the company and $618 million as of June 30, 2009.

1st Constitution Bancorp stock is publicly traded on the NASDAQ Global Market under the ticker symbol (FCCY). For more information please phone or visit one of our convenient locations.

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To view our Statement of Income click here
To view our Quarterly Reports click here
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Deposits at FDIC insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014 the standard insurance amount will return to $100,000 per depositor for all account categories except for IRA's and other certain retirement accounts will remain at $250,000. (This supersedes the October 2, 2008 changes.) 1st Constitution Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Equal Opportunity Housing Lender

Privacy Act

Equal Housing Lenders. 1st Constitution Bank is a member FDIC. © 2000 1st Constitution Bancorp. All Rights Reserved.


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IMPORTANT INFORMATION ABOUT PROCEDURES

FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.