 |  |  |  | |  | |  |
|
The Company's Board of Directors maintains a process for shareholders to communicate with the Board of Directors. Shareholders wishing to communicate with the Board of Directors should send any communication to Board of Directors, 1st Constitution Bancorp, c/o President and Chief Executive Officer, P.O. Box 634, 2650 Route 130 North, Cranbury, New Jersey 08512. Any such communication should state the number of shares owned by the shareholder. The President and Chief Executive Officer will forward such communication to the Board of Directors or as appropriate to the particular Committee Chairperson, unless the communication is a personal or similar grievance, a shareholder proposal or related communication, an abusive or inappropriate communication, or a communication not related to the duties or responsibilities of the Board of Directors, in which case the President and Chief Executive Officer has the authority to discard the communication. All such communications will be kept confidential to the extent possible. The Board of Directors also maintains a process for shareholders to communicate with non-management directors of the Board of Directors. Shareholders wishing to communicate with the non-management directors should send any communication to Board of Directors, 1st Constitution Bancorp, c/o President and Chief Executive Officer, P.O. Box 634, 2650 Route 130 North, Cranbury, New Jersey 08512. Any such communication should state the number of shares owned by the shareholder. The President and Chief Executive Officer will forward such communication to the non-management directors, unless the communication is a personal or similar grievance, a shareholder proposal or related communication, an abusive or inappropriate communication, or a communication not related to the duties or responsibilities of the non-management directors, in which case the President and Chief Executive Officer has the authority to discard the communication. All such communications will be kept confidential to the extent possible. |
|
 | |  |  | |  |  |  | |  | |  |
Deposits at FDIC insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014 the standard insurance amount will return to $100,000 per depositor for all account categories except for IRA's and other certain retirement accounts will remain at $250,000. (This supersedes the October 2, 2008 changes.) 1st Constitution Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
Equal Opportunity Housing Lender
Equal Housing Lenders. 1st Constitution Bank is a member FDIC. © 2000 1st Constitution Bancorp. All Rights Reserved.
--------------------------------------------------------------------------------
IMPORTANT INFORMATION ABOUT PROCEDURES
FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.